Below Market Rate Ownership Program

Income Limits

In order to qualify for a moderate- or low-income unit, your income must fall below the 2023 maximum limits, based on the current Area Median Income (AMI) for Alameda County.

Maximum Allowable Household Incomes (Effective July 1, 2023)

Moderate Income
(120% of AMI) 
 Median Income
(100% of AMI) 
 $103,550 $118,300 $133,100$147,900
Low Income
(80% of AMI)

Below Market Rate (BMR) Ownership Program

A Below-Market-Rate (BMR) unit is a unit that is priced to be affordable to households that are moderate income or below. Moderate income is defined as an annual income of 120% or less of the AMI, and varies depending on the number of people in the household. AMI is adjusted every year. Usually, the BMR price is lower than the prices of other units in the same development that are being sold on the open market. Sometimes BMR units are priced for and restricted to households that are low income (80% or less of AMI) or median income (100% or less of AMI). BMR owners must occupy the unit as a primary residence. For more information on BMR units, please read this PDF.

Current Available Units

For details on any BMR units currently for sale, please visit

Housing Newsletter

Are you or someone you know interested in receiving  emails with updates about the Emeryville Homebuyer Programs or BMR units available for sale? The City of Emeryville is launching a new email mailing list and invites new subscribers. Don’t worry – messages will just be occasional. Plus, subscribers will be able to select the types of messages they receive. Click here to sign up.


Hello Housing, a non-profit organization, assists the City in administering Emeryville's Homebuyer Programs. For additional information or questions, please contact Hello Housing, by phone at (415) 863-3036 or by email at or visit