Homebuyer Programs

Below Market Rate Ownership Program

Below Market Rate (BMR) units are placed on the market for sale by their owners. Learn more online.

Current Available BMR Units

 The City of Emeryville has information on a number of available Market Rate and Below Market Rate residential units. Click here to view current BMR units

City Homebuyer Program Loans for Market-Rate Units

The First Time Homebuyer Loan Program provides down payment assistance to households at or below moderate income who are purchasing a home in Emeryville. Learn more online.

Mortgage Credit Certificate (MCC) Program

Alameda County Housing and Community Development Department (HCD) runs the Mortgage Credit Certificate (MCC) Program throughout the County. A MCC provides the income eligible first-time home buyer with an opportunity to reduce the amount of federal income tax they owe each year they own and live in their home. The MCC assists a family in qualifying for a higher first mortgage, with no effect on monthly expenses. Learn more online.

For more information on Emeryville's Homebuyer Programs contact the homebuyer desk at (510)596-4303 or email homebuyer.